If you've got more debt than you can manage, you should know that there are a lot of financial services and programs that can help you. Debt consolidation is one of these tools. It's not for everybody, but for those who qualify (both by circumstances and by temperament) it can be a good solution.

The ARTICLE BANK consists of lots and lots of short articles on debt consolidation and related subjects. This information is not intended to substitute for financial advice from a certified credit counselor, but it's a starting place. Check back often, since we'll keep updating.

QUESTIONS AND ANSWERS provides answers to the most common questions about debt consolidation.

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